| Author | Message | ||
     Paul Kennington (P_kennington) Member Username: P_kennington Post Number: 79 Registered: 12-2002 |
Hi, My 2000 4.6 HSE costs me $1,700 a year to insure fully comp. I am 32, have one speeding ticket, great credit, a 2 car discount and homeowners insurance with the same outfit. I feel like I'm paying too much. What do you guys think? Cheers, Paul. | ||
| Pugsly (Pugsly) Senior Member Username: Pugsly Post Number: 325 Registered: 11-2002 |
I think you're paying way too much. I'm at around $800 a year for a 2001 HSE. | ||
| Luke (Agro1) New Member Username: Agro1 Post Number: 6 Registered: 02-2004 |
I have a couple tickets and a DUI - I pay $1600 EVERY 6 MONTHS - count your blessings and don't get a friggin DUI. Worst mistake I ever made. | ||
| Casey Laur (Celaur) New Member Username: Celaur Post Number: 11 Registered: 06-2003 |
Ive got a 90 RRC and Iam paying about $3500 a year for mine, Ive got full coverage. Iam 18 and dont have any tickets. I actually get a break on the rate because I am a student away at school. Paul, you are lucky I would love to be paying $1700 a year. | ||
| Paul Kennington (P_kennington) Member Username: P_kennington Post Number: 82 Registered: 12-2002 |
I went and talked with my agent. He had 'forgotten' to take off a couple of discounts. New cost to me is $1,212 per year with 100k+300k coverage limits. That's not too bad, but I still think I'm getting scammed- no dui's here! Cheers, Paul. | ||
| Rick Dahms (Rick_dahms) New Member Username: Rick_dahms Post Number: 3 Registered: 10-2003 |
We've got 2 '93s. My business rate runs $1285. My wife's, personal rate runs $975. Both State Farm. Both full coverage. | ||
| Tommy Dougherty (Skydiver) Member Username: Skydiver Post Number: 164 Registered: 03-2002 |
My wife and I are both 30, and have clean driving records. We've got full coverage (100k/300k/rental,etc) on a 2001 DII, 2003 Dodge Grand Caravan and 1993 Nissan 240sx convertible. It costs me 1600/yr with Progressive. Out of the 1600/yr, the Disco is 800 - ouch!! Progressive renews every 6mos, and I always get quotes from other insurers around the renewal time, but progressive is always at least 400/yr cheaper. -Tommy | ||
| millheaven (Chrisseries1) New Member Username: Chrisseries1 Post Number: 27 Registered: 03-2004 |
lol man alive last year iwas quoted $18 grand canadain for insurance for my company truck, so i drove for one year with out it. now i pay 5500.00 cad per year and the wife pays 1800.00 for the rangie classic so that is it for me. a lot? better than 18,000.00 and the cops here are all over the commercial vehicles so you need it. | ||
| Danno (Danno) Senior Member Username: Danno Post Number: 374 Registered: 08-2002 |
32, married, no kids, clean record, 96 HSE, 3cars 2 drivers, full coverage, $250 deduct. = $1068. i'm going to up the dedect to $1000 on each of the vehicles on monday when i get my WRX | ||
| Chris W. (Dcwhybrew) Member Username: Dcwhybrew Post Number: 147 Registered: 05-2003 |
97 RR 4.6 HSE here...$1300/year with three cars. I pay $1050/year for the 96 disco. Both with State Farm. | ||
| Paul Kennington (P_kennington) Member Username: P_kennington Post Number: 85 Registered: 12-2002 |
I was paying $884/year on my '96 D1. Now I pay $1,212/year for the '00 RR. Both with Country Companies. 2 Car discount. Homeowners discount. Preferred status (they've never seen me drive!) Cheers, Paul. | ||
| Chris Lehn (Chris_lehn) New Member Username: Chris_lehn Post Number: 7 Registered: 11-2002 |
1990 RRC $254/year for Liability. Why pay for full coverage for a truck of that age? Oh, and of course it's paid off, the only money that goes into it is for gas, oil, and parts. Chris Lehn | ||
| Paul Kennington (P_kennington) Member Username: P_kennington Post Number: 92 Registered: 12-2002 |
Quote; "Why pay for full coverage for a truck of that age?" If you hit someone with your RR, you are likely to do enough damage that your grandchildren will need lawyers! I pay more but get a lot of peace of mind. Drive safe, Paul. | ||
| D W (Rover_guy) New Member Username: Rover_guy Post Number: 5 Registered: 01-2004 |
Don't forget that where you live makes a huge difference. When I lived in NY and was on my Dad's policy, I was paying on my 91 RR what I'm paying in VA for two cars. Now I'm at around $1500/yr w/ $500 ded. on my 91 RR and 03 FL SE3. Oh yeah, I'm 27, one speeding ticket, no accidents. | ||
| Glenn Guinto (Glenn) Senior Member Username: Glenn Post Number: 847 Registered: 02-2002 |
Rover_guy hit it on the head!!! It has a lot to do with where you live. Just by the quick glance I did to all the posts above, I am positive no one is from the NY/NJ area. My wife and I are both 32, 2 points on my license (due to a minor fender bender), home owners policy with the same outfit (liberty mutual), full coverage, and just this year upped the deductible to $1000 and we're paying $3800 / year for the 99D1 and the 94D90. Last year with the $500 deductible, it's $4500 / year for both!!! Damn New Jersey!!! The 99D1 gets paid off this July and have been debating whether I should keep it on full coverage or not. | ||
| David Hobbs (Ca_surveyor) Member Username: Ca_surveyor Post Number: 53 Registered: 11-2002 |
In California I pay $1600.00 a year for an 88RRC. I don't look at cost, but look at what the service and return is for an accident. It is better to pay more and know that you will be taken care of without alot of bull. By the way my wife was hit head on in her MB and the other driver produced insurance paperwork from company XYZ and it took me several days to find that that was a sub of this, and a sub of that, so one - and the final company was named "Fast-One Insurance". They informed me that the driver was not insured(specifically) from that policy. My carrier picked up the entire tab and went after the other. Good luck and think for the worst. | ||
| eduardo (Jmonsrvr) Member Username: Jmonsrvr Post Number: 81 Registered: 07-2003 |
ive been reading these posts and where you live has a lot to do with it. i live in the bay are a long the coast just south of san fran...the insurance is high, but like david said the company is no bull. I ripped up the whole left side of my disco1 a couple of years ago by falling into a deep four foot rut. not a pretty site. I had only been insured with this co. for two days. no questions asked they paid for the entire bill minus 500. deductible. the bill was around 6grand. | ||
| Greg P. (Gparrish) Senior Member Username: Gparrish Post Number: 1597 Registered: 11-2003 |
In southwest florida I pay about 1500.00 per year on a 2001 Disco with State Farm. full coverage, with 500 deductible's. I'm 32, only driver and have no tickets or points. I lived in Philly area prior to here and paid about the same thing as here, but actually paid about $100 less per year up there. Lived in Houston prior to that and paid about $600 less per year. Depends on lots of things, but where you live has a lot to do with it. | ||
| Steve Cooper (Scrover) Senior Member Username: Scrover Post Number: 737 Registered: 09-2002 |
David, that seems very high, even for CA. I pay $968 a year for the 93 RRC full coverage (through Amex), and that's with a 'special equipment' premium. SC | ||
| Geoff 93 RRC (Geoff) Senior Member Username: Geoff Post Number: 304 Registered: 11-2002 |
We pay a about $1K/yr for our '93 RRC through State Farm in Austin, TX. Full coverage with $1K deductible. One speeding ticket (first in years) didn't change it. Pay less on same policy for our '99 Trooper. Not sure exactly, but that 2000 4.6 is probably worth at least 3-4 times our RRC, so you may not be too far off. | ||
| Anton (Anton_r) Member Username: Anton_r Post Number: 55 Registered: 09-2003 |
We pay roughly $380 a year for 93 RRC, though, it is registered as a "recreational vehicle", since we have 4 drivers and 5 cars. That's Progressive. Wanted to go to State Farm, but have too many tickets  | ||
| Felix Gumbiner (Felixthecat) Member Username: Felixthecat Post Number: 52 Registered: 02-2004 |
I pay $603 a year for my '96 Discovery. Three speeding tickets, 1 reckless driving, 1 license suspension when I was 17. Three cars, 2 primary drivers. Yessir, you read it right. Apparently someone missed the meeting or something, 'cuz my deductible is $500 for collision/etc. All on Geico. For real. I guess sometimes if it's too good to be true, you might just have gotten lucky. | ||
| Tim '92 RR (Snowman) Senior Member Username: Snowman Post Number: 716 Registered: 12-2002 |
Felix-You are one lucky cat. My 1992 RRC with Safeco Insurance Co. is about $380.00/year for liability only. | ||
| Robert M. Godshall (Robert_godshall) New Member Username: Robert_godshall Post Number: 37 Registered: 07-2003 |
Well, Im 21 years of age with a 1989 RRC and I pay $1380 per year at State Farm. I used to have 1974 Pontiac Grand Prix and I used to pay $2160 per year, and that was with Ohio Casualty Group and they can blow that out their ass. This concludes my current statment Bob | ||
| Ron Beckett (Ron_beckett) New Member Username: Ron_beckett Post Number: 38 Registered: 01-2004 |
My 1995 P38A is insured for A$40,000. Full coverage (including off-road use) costs me A$800 per year. My wife's 1994 Ford Probe is insured for A$15,000 and costs A$1200 per year. Ron | ||
| jerry d quintana (Exjeeper) Member Username: Exjeeper Post Number: 69 Registered: 02-2003 |
bummer guys I pay 870 every 6 months for my wifes discovery and my range rover full coverage. |
