WTF?!?!? MY ATM got f**ed after purchasing LR products!!!

[NorCalDiscoII]

Any ATM FRAUD victims here??? I just got a call my from my bank about excessive use of my ATM card yesterday and today... reason I'm posting this here is because I've only used my card yesterday only for on-line purchases to buy stuff for my Disco at two of the biggest on-line LR shops, heavily discussed on this board. I won't be naming the companies, but would like to know if anyone experienced this first-hand in the similar circumstances...

I know for a fact that it's the result of making these two purchases, I just don't know which one, yet. I managed one of the fraud teams in my company for 6 months so I know how this shit works, a little, and fraudsters don't waste time: ATM withdrawals started within hours of my orders. Having seen this in my previous line of work, I'm 99.9% sure it's the work of an employee at one of these two places.

I'm up to $2K in ATM withdrawals. I've got the card on me, so according to my bank it must be someone who has a portable card machine which acts as a regular ATM card, even if you don't have the actual card.

Needless to say, I feel like scalping someone right now F*CK!!!

 

[Eric N.]

Hackers have also gotten pretty good at stealing your card digits when you make transactions as well.. Also, some thing to look for on your PC is certain types of spyware that gets downloaded to your PC ( without you knowing it ) while some web pages load. There are some spywares out there that sit on your PC until you make an online purchase and then it records the card info and sends it off to where ever the spyware is designed to send it. So it might not be one of the shops that are doing it. I have spysweeper on my PC and it has stopped 3 such programs from loading and ditched a whole bunch of net trackers that were on my PC.

 

[NorCalDiscoII]

Already considered that and dismissed. If it's hackers it wasn't on my PC, but on the receiving side servers, which would make it their fault, anyway. Luckily I'm hacker proof: any/all of my financial transactions are processed through a sterile PC, which has nothing but security software and IE Explorer on it: it's used for my personal business as a test machine for visual software inspection through IE and on-line purchases. All my PCs and servers are sitting behind 4 firewalls. Already had my partner, who is a tech wiz specializing in security, give our systems a clean bill of health, just in case.

Anyways, I'm just too upset right now, hence me venting on here. Time will tell what happened... you put two and two together and it's not hard to figure it out, but then again, I might be totally wrong ...

 

[Eric N.]

Well, I guess you'll find out in the long run.. Only thing that you can really do is make the phone calls (bank and the two shops) which I'm sure you have probably already done and wait to see what happens.

My wife had her work credit card stolen on the metro here once. They charged up 16K worth of stuff in 8 hours before my wife realized it was gone. Got their hair done, nails, shopped like bandits... Good thing we didn't have to pay a dime.. Bank ATM card does really suck though cause your out cash from your account and who knows when the bank will get it back in there... Some banks are good about it some well hope your banks isn't one of those.

 

[AdrianS]

My wife purchased airline tickets through expedia.com 4 days ago. Then 1 day later the fraud dept from our bank called (it's a visa/check card) to see if we were making purchases in Georgia??? Who ever took our info must have made a card and started making purchases a few hours later. Needless to say we are in NJ so we had to cancel our card. Our bank credited our account the next business day. It was only a few hundred dollars but now I don't feel comfortable using my card on line anymore. Good luck.

 

[Sirfoss]

Holy Shit

Sorry to hear all of this. I used to work at RN and I am sure this is one of the companys you may be referring to. I am sure this did not happen on there end and if it did I would like to know. All the people there are great I would be surprised. The best of look to you on getting this resolved.
Mike

 

[imola]

why would you ever use your ATM card, or check card to purchase things on line??

This is EXCATLY the reason I ONLY use credit card to purchase online.

good luck and hope you get all your money back.

 

[vabiro]

A few months ago I got a call from my bank that my ATM card AND PIN had been captured some place. They would not tell me whom or where the number and PIN were "scraped".

Apparently, the people that did it were actually under investigation when this happened, and the call from the bank was preemptive. As a result, I didn't experience any transactions on my account though. In convenient, but no harm, no foul

Then, on a business trip to Vancouver I try to take some cash out of the machine at the hotel. The transaction cancels itself and spits out a slip telling me that the reason is that the card is stolen

On to the 1-800 number to the bank who transfers me to the security department. Apparently they were just about to call! My number and PIN had been captured again

Again, it was a group they were investigating, and they found my number on a list again

Twice in the same month, by a group that was being investigated.

I'm pretty careful too. I stick with machines run by the big chartered banks, and after the first time I changed my card number and PIN. I also only used about 4 machines in that period.

Victor

 

[syoung]

yeah- don't EVER use a check card or ATM card for online purchases. I don't care much if some of my available credit was subject to fraud because those things work out in a few days usually, but my bank account is sacred ground.

My company card is a Diner's Club- the most worthless P.O.S. card ever and always good for a laugh if I try to use it in the UK or Ireland... but some hotel worker in Miami lifted my card number while I was there on business and was charging up all kinds of stuff. I just wish I knew where, because I couldn't find anyplace other than the hotel that would take that P.O.S. of a card.

 

[campbell]

Sorry to hear that NorCalDiscoII. I hope you get this resolved in a timely manner.

My wife used her business card at a Post Office in a small middle Tennessee town. A few weeks later she noticed a charge for Christain books. How ironic is it that someone stole the number and used it to buy Christain books. It wasn't a lot of money by any means, but the fact that someone could/will do this is upsetting.

 

[Roverlady]

I had my business credit card # stolen while working at my former job....I never lost the card and only used it for gas/food/lodging while traveling. Whoever got it ran it up to within $20 of my limit at mostly gas stations all over the east coast...from VA to PA to NC. The strange thing is that they almost mimicked my travels...so the bank didn't catch it. It took place in the spring though, and my recruiting season was only in the fall. They were spending 2-300$ at stop-in food stores/gas stations! And spent about $500 in a Hobby store. Also, they would use it twice or three times in one day at the same location. I can't believe no one noticed!

Good luck norCal...sorry this happened...it sux! Makes me think twice about buying online with my ATM card

 

[utahdog2003]

I had some bike shop punk ring up 600plus bucks on my ATM after I used it in a shop in Boulder, CO. It took 6 weeks for the local bank to agree that it was not me and to put the dough back in the account. As a result, I don't even have a debit card...just a credit card and an ATM card.

beauty of the credit card...1-800-THOSE AINT MY CHARGES.

good luck getting it resolved.

EDIT: one more thing, the stupid kid ordered stuff from a bicycle mail order house and had it shipped to his home address! moron.

 

[charles]

I am curious as to how they got your pin? It is not encoded on your card.

 

[vabiro]

I am curious as to how they got your pin? It is not encoded on your card.

I was curious too, so I called a friend that used to work in security at a CC company.

Apparently, these guys have gotten very sophisticated. The guys that service the ATM have been known to put skimmers on the reader and keypad

They also put dummy faceplates over the card slot. The dummy is actually a magnetic stripe reader. They couple it with a pinhole camera watching the keypad, or someone using a set of binoculars "shoulder surfing" the user. The card reader either saves the card numbers or transmits them with the video to someone close by.

Another thing they do is harvest the paper slips after using the camera or shoulder surfing. The slip sometimes has the card number on it. It's not as common as it used to be, but some banks will blank out the front part, others the middle, and others the end. When somone drops in a bunch of old slips they hope there is one from each and get the complete number.

It was very eye opening.

Victor

 

[charles]

I understand that part, but this guy is claiming one of the two biggest LR parts companys had to be the culprit thus eliminating the above two possibilities.

 

[NorCalDiscoII]

Withdrawals cleared today with ATM locations, times, etc., what a surprise... THERE'S A CLEAR CONNECTION! Bank's doing the investigation now, I was told to keep shut going forward. Hope they've got the bastard's picture