I do not understand the insurance situation either. I think Utah would require the title and insurance to be in her name too. But the loan is through a credit company, not honda of america or the dealer. So I doubt the dealer cares, and the don't know what the credit co. thinks.
As for being stolen, good point on liability, I have to call the police again to ask about that. Seeing as she has no idea on the status of the insurance, it could be a big problem.
After driving by the house last night to check out the bike it might be harder to get than I want it to be. I didn't see the bike first off, maybe he was out with new GF? Also I realized I need to wait till after MAR so I can get a certain MARshall to bring his gun(if he can find it).