My Rover versus a Ford Focus

brianhoberg

Well-known member
Apr 16, 2007
4,003
0
47
San Antonio, TX
www.brianhoberg.com
Well, went and emptied out the inside of the '03 this evening pulling the seat covers, mats, and everything out of the inside. Monday, the external components are supposed to get pulled. Its comical to see how quick they are totalling this vehicle when you look at the pics. Priceless and typical of insurance companies.
 

mchomes

Well-known member
Sep 11, 2005
181
0
NorCal
There is a plethora of advice on Discoweb, some good and some bad.
You need to at least talk to an attorney. Not all of them are emotionless. Find one with kids the same age as yours, or maybe one that drives a Rover. I'm not saying run out and sue, but you need more than the advice of a couple of mechanics when you're trying to keep the insurance companies' pecker away from your bum.
It doesn't matter how nice you are to the adjuster; you want to talk about emotionless... being nice will make it seem like they're on your side.
I know you're attached to the car, but go look at the rover junk yard-all were once somebodies beloved car.
A 130 dollar visit to a chiropractor can be worthwhile even if you're uninjured, but at least you'll know. As to whether that makes you sue-happy, that will depend on how honest you are about your pain.
Think about the devastaion of losing a house. Now think about what it takes to lose all the houses in hurricane katrina yet still report quarterly profit in the billions. Who is the real mafia? Did you have a choice about paying your premium? Or would you go to jail for driving without the 'services' of the insurance company?
 

NHESS81

Well-known member
Mar 23, 2006
650
0
CA
Let the truck die. Get your money. Get your parts. Look for another DII. You are lucky it went as smooth as it did.
 

brianhoberg

Well-known member
Apr 16, 2007
4,003
0
47
San Antonio, TX
www.brianhoberg.com
Hey mchomes thanks for the reply.
I actually did go get an attorney, his wife works with my mother (mom's a kinder teacher for 25 years). Both his kids were taught by my mother. Children are about 8 and 9. One of his kids has a really bad medical condition requiring him to go in to the hospital to have ribs added and adjusted (yeah, it's a sad case but the kid is a freaking awesome kid).
They are working on settling the truck, it's totalled and I wouldn't want to drive it even if it was fixable, it's still a frame issue.
I'm getting another vehicle tommorow so, it's being replaced.
As for the personal injury issue, yeah I'm seeing a chiropractor 4 times a week right now unfortunately. It's a sucky situation.
Thanks for the advice! Appreciate it.
-Brian.
mchomes said:
There is a plethora of advice on Discoweb, some good and some bad.
You need to at least talk to an attorney. Not all of them are emotionless. Find one with kids the same age as yours, or maybe one that drives a Rover. I'm not saying run out and sue, but you need more than the advice of a couple of mechanics when you're trying to keep the insurance companies' pecker away from your bum.
It doesn't matter how nice you are to the adjuster; you want to talk about emotionless... being nice will make it seem like they're on your side.
I know you're attached to the car, but go look at the rover junk yard-all were once somebodies beloved car.
A 130 dollar visit to a chiropractor can be worthwhile even if you're uninjured, but at least you'll know. As to whether that makes you sue-happy, that will depend on how honest you are about your pain.
Think about the devastaion of losing a house. Now think about what it takes to lose all the houses in hurricane katrina yet still report quarterly profit in the billions. Who is the real mafia? Did you have a choice about paying your premium? Or would you go to jail for driving without the 'services' of the insurance company?
 
mchomes said:
It doesn't matter how nice you are to the adjuster; you want to talk about emotionless... being nice will make it seem like they're on your side.

LOL, if you piss off the adjuster, you can guarantee waiting for your settlement and not being able to take advantage of what little help they can give you.

I'll bet you don't know any insurance adjusters personally, do you?

Insurance companies love it when folks lawyer up, in the vast majority of cases, all it does is cost the claimant money.
 

mchomes

Well-known member
Sep 11, 2005
181
0
NorCal
Unfortunately, I do know an adjuster. I also know that he is on a ping-pong league with the attorney the ins tried to hire to represent me. I got my own, real attorney. The adjuster can play games, but he might as well go shoot Darth Vader in the kneecap with a bb gun.
 

RoverInTheRockies

Well-known member
Apr 24, 2007
339
0
Colorado
www.myspace.com
Well I have been in som e sticky situations with insurance and to be totaly honest I did find that i you are nice to them they are nice back... This last accident was caused by me being nice to a Jeep owner and pulling him from being high centered well it ended up with him hitting my ds ft door and putting a small dent in it. 1 month and a verry nice adjster later I still have the dent but now I also have front and rear bumpers and sliders and a 10k winch (if you couldn't tell I got paid) the adjuster threw on a new hitch cause the chain ear was bent from the jeep owner running over the chain and pulling it a bit...