Hey mchomes thanks for the reply.
I actually did go get an attorney, his wife works with my mother (mom's a kinder teacher for 25 years). Both his kids were taught by my mother. Children are about 8 and 9. One of his kids has a really bad medical condition requiring him to go in to the hospital to have ribs added and adjusted (yeah, it's a sad case but the kid is a freaking awesome kid).
They are working on settling the truck, it's totalled and I wouldn't want to drive it even if it was fixable, it's still a frame issue.
I'm getting another vehicle tommorow so, it's being replaced.
As for the personal injury issue, yeah I'm seeing a chiropractor 4 times a week right now unfortunately. It's a sucky situation.
Thanks for the advice! Appreciate it.
-Brian.
mchomes said:
There is a plethora of advice on Discoweb, some good and some bad.
You need to at least talk to an attorney. Not all of them are emotionless. Find one with kids the same age as yours, or maybe one that drives a Rover. I'm not saying run out and sue, but you need more than the advice of a couple of mechanics when you're trying to keep the insurance companies' pecker away from your bum.
It doesn't matter how nice you are to the adjuster; you want to talk about emotionless... being nice will make it seem like they're on your side.
I know you're attached to the car, but go look at the rover junk yard-all were once somebodies beloved car.
A 130 dollar visit to a chiropractor can be worthwhile even if you're uninjured, but at least you'll know. As to whether that makes you sue-happy, that will depend on how honest you are about your pain.
Think about the devastaion of losing a house. Now think about what it takes to lose all the houses in hurricane katrina yet still report quarterly profit in the billions. Who is the real mafia? Did you have a choice about paying your premium? Or would you go to jail for driving without the 'services' of the insurance company?