One other thing to consider when choosing how to finance a Land Rover....
We leased an 03 Disco through LRCG, and bought it out at the lease termination. Unfortunately our bank (Chase) took that particular time to switch to different online payment software and fouled up two online payments which went in a few days late (net-35 or so).
Even though three years of payments had been made on time, and even though the bank was willing to step forward and say the problem was simply a technical glitch, LRCG didn't care. They reported me to the credit bureaus as delinquent and ruined my credit.
I've been buying cars since the mid-1970s. I've worked with credit for 30 years and been in business for myself for 20. Never, EVER have I encountered a company (other than a home mortgage company) that reports AT ALL in the 30-60 day block. 60+ days is where reports generally happen -- and that's when the consumer is at fault. Here, the bank was willing to admit that the problem was theirs -- and LRCG didn't want to hear it. I've never seen anything like it in my life.
And before you say "take it higher up" -- it has been all the way to the top. The "kiss off" letter is from an executive analyst who received my complaint from the CEO's office (lest anyone think I'm making this stuff up, this fellow's name is Matt Brown, at 877-507-2264, ext. 57002). He even lied and said the Federal Fair Credit Reporting Act REQUIRES them to report this way. Not so, says the FTC (the federal agency that enforces the Fair Credit Reporting Act). With a letter from the bank, LRCG is absolutely entitled to withdraw the report. When I brought that information back to them, including the FTC contact information, they didn't care about that, either.
So -- if I ever purchased a Land Rover product again (which, after this experience, I won't, regardless of my satisfaction with the vehicle), I would never, EVER finance it through LRCG. Because all you need is one technical problem you didn't know about and your credit is ruined. Finance through a bank, a credit union, a loan shark or ANY alternative to this subsidiary of Ford Motor Credit.