Just a stranger on the internet's $0.02, but for what a low mileage 2013 LR4 costs I cannot see anything other than facelifted L322 or Hemi Grand Cherokee competing with the LR4 as an allrounder. A tree killed my 2011 before the timing chains could take it and I love my 2013 HD. Offroad it will outperform or match anything that will fit in a parking garage. It is also one of the best driving offroader SUVs on the road. Maybe I will feel different as my 2013 ages, but I owned multiple P38s at one time and never considered ditching Rovers.
On the other hand, I have owned just about every bodystyle 4Runner except the newest refresh and have always liked them. There's a reason they're popular. I even liked the 3.0L, which people complained about. I can't imagine being unhappy with a new TRD 4Runner, but for less than half price I'll take an equally capable, much more luxurious and more powerful V8 LR4. Maybe you eventually pay the difference in maintenance if you can't do it yourself, but I couldn't imagine driving a V8 LR4 to a Toyota dealership and driving anything else back. I considered snatching up a heritage edition LC, but it was the blandest, least capable, $85K "offroad" vehicle I have ever driven.
The consensus has always been that 2013 LR4s received updated chains, but I think even the updated tensions will also fail with the 10K service intervals. When I was searching for a 2013, I saw many 200K+mi trucks for sale, with very few 2010-2012s above 120Kmi or so. I think that is telling, but it could be circumstantial. I'll believe for peace of mind.