Did you see the "" "" around "lock in " ? You are correct the clutch does not LOCK to the hub ! I used that term to simplify the post.
Muskyman is correct about the fluid settling to the bottom of the clutch and that is what causes the roar for a short time after cold start.
After that your lost, RPM is not what causes a thermo style clutch to work.(the type used by most OE including land rover).
A simple viscous clutch is not what I was describing....
If your cooling system is in good shape a thermo style fan clutch will not engage under light loads....70 degrees OAT 65 MPH flat land . If you don't believe it, ask the people that use electric fans.
Why do you guys think OE put fan clutches on cars and trucks? To reduce engine noise at cruse speeds and increase MPG !